Cash Pay
For cash-pay patients we offer upfront fees for service, published in full so you know the cost before you book.
Fees for Service
Payment Options
Our goal is to provide the best in vision evaluations — and to be straightforward about what that costs. Payment is due at the time of service, and there are several ways to handle it at our Boynton Beach and Boca Raton offices.
Paid at time of service Superbill provided CareCredit accepted FSA & HSA friendly
Watch: a short video
Vision problems common in qualifying conditions (FES-UA)
The Short Version
What We Accept
At Vision & Learning Center, our goal is to provide the best in vision evaluations. Payment is due at the time of service. We accept cash, checks, debit cards, Mastercard, Visa, Discover, American Express and CareCredit.
CashChecksDebit cardsMastercardVisaDiscoverAmerican ExpressCareCredit
Materials work a little differently from services. When glasses or contact lenses have to be ordered, a 50% deposit is taken at the time of order and the balance is due on delivery. Deposits, adjustments, remakes, cancellation and restocking fees, and the one-year contact lens exchange after a prescription change are all set out in our warranty, returns & exchanges policy.
Below: how insurance fits in for a comprehensive eye exam, and the three routes families most often take — cash pay, CareCredit and an FSA or HSA.
Fees for Service
Insurance for Comprehensive Eye Exam Services
At the Vision & Learning Center, we work with all types of insurance on an open-access basis. While we are not an in-network provider, we are still able to deliver high-quality services and materials that may be eligible for reimbursement. After your visit, we are happy to provide a detailed superbill that you can submit directly to your medical insurance or vision plan for potential reimbursement.
As an open-network practice, we are not limited by the restrictions of any one insurance policy. This gives us the flexibility to choose the best labs and treatment options, ensuring your child receives the highest quality care and products — without compromising on durability or effectiveness. We take great pride in the personalized and comprehensive care we provide to every patient and their family.
Vision therapy is handled a little differently: we provide a receipt and a letter of medical necessity rather than a superbill. See how therapy paperwork works →
Ways to Pay
Three Routes Families Take
Whichever route you choose, the fee is the same — these are just different ways of covering it.
Not sure which route fits your family? Call (561) 462-1245 or send us a message and we will walk you through it before you book.
The Rest of the Picture
Fees, Insurance & Membership
Cost & Price
Evaluation fees, structured payment plans, pay-in-full discounts and Step Up for Students.
Insurance Information
Superbills, letters of medical necessity for vision therapy, and why we stay out of network.
Exams & Service Fees
What each examination includes, and an honest comparison with using a vision plan elsewhere.
Still deciding whether an evaluation is the right next step? The symptom checklist takes a couple of minutes, and Start Here walks you through what happens first. If you want a sense of what changes the length and price of a therapy program, read how much vision therapy costs and what changes the price.
FAQs
Payment Questions We Hear Most
When is payment due?
Payment is due at the time of service. We do not bill an insurance plan on your behalf, so each visit is settled the day it happens.
What forms of payment do you accept?
Cash, checks, debit cards, Mastercard, Visa, Discover, American Express and CareCredit.
Do you take my insurance?
We work with all types of insurance on an open-access basis, but we are not an in-network provider. After your visit we are happy to provide a detailed superbill that you can submit directly to your medical insurance or vision plan for potential reimbursement. More on how insurance works here →
What is CareCredit and can I use it here?
CareCredit is a healthcare credit card that extends special financing on out-of-pocket expenses your medical insurance does not cover. We accept it. Shorter-term options of 6, 12, 18 or 24 months charge no interest on purchases of $200 or more when you make the minimum monthly payments and pay the balance in full by the end of the promotional period; longer-term financing is also available. All terms are set by CareCredit.
Can I use a Flexible Spending or Health Savings Account?
Eye exams generally qualify as a medically necessary service for an FSA or HSA, and those pre-tax funds can typically be used to offset your out-of-pocket costs. Check with the benefits administrator at your work to see whether you are eligible.
What if I have no vision plan at all?
Cash-pay families get upfront fees for service, and can use CareCredit, an FSA or an HSA to spread or offset the cost.
More questions about evaluations, therapy and what to expect? See our frequently asked questions.
Go Deeper
More on What It Costs and How Long It Takes
Price, programme length, and what changes both — the two answers that decide whether a family can start.
- Start hereHow Much Does Vision Therapy Cost, and Why It VariesVision therapy at our offices runs $110-$200 a session, usually over 18 to 24 weeks. What changes the price,…
- How Much Does a Developmental Vision Evaluation Cost?A developmental vision evaluation at Vision & Learning Center is $550 for a 100-minute visit. Here is what it…
- How Long Does Vision Therapy Take? An Honest TimelineMost vision therapy programs run 18 to 24 weeks. Here is what the CITT trials, amblyopia research and real…
It Starts With an Evaluation
Cost should not be the reason a child goes unassessed. Book an evaluation and we will tell you what we find, what it costs, and exactly which of these payment routes makes the most sense for your family.